How do I report claims under my professional liability insurance policy?

This is a great question. You spend a lot of money on a professional liability policy and you want to be sure that when and if you do have a claim to report, that it’s done properly and promptly.

Usually the carrier has three ways for you to report claims. One is by email, two is by fax, and three is by us mail. The contact information for these three methods of reporting claims is usually found in the policy itself or on the declarations page.

Remember, don’t hesitate. Don’t wait. prompt reporting of claims is great. I’m Don I your insurance guy.

What deductible should I choose for my legal malpractice insurance policy?

That answer is really a personal preference. You can go on both ends of the spectrum from a zero deductible, $10,000 deductible or even higher. It really depends on your comfort level.

If you are comfortable having zero deductible and paying a higher premium, because that’s what’s going to happen, then take that.

If you’re not comfortable with paying the higher premium and having a low deductible, take the lower premium and higher deductible. Again, I call it sleep insurance. Whatever you’re comfortable with is what you want to choose.