Monthly Archives: March 2025

The Extra Benefits You Get as a Client of Integrity First Corporation

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I wanted to take a moment to share something important with you: the additional benefits you receive as a valued client of Integrity First Corporation.

Today, I’m not discussing policies or coverage–Instead, I’d like to highlight the exclusive resources and value-added tools available to you as part of the Integrity First community. These tools are designed to streamline your processes, enhance risk management, and keep you informed and empowered.

1. Your Personal, Secure Client Portal

One of the best perks we offer is access to our secure client portal, built on Citrix ShareFile with state-of-the-art encryption. With this portal, you have 24/7 access to your policies and applications, 365 days a year.

You can:

  • Create your own username and password
  • Send and receive encrypted emails
  • Upload documents directly to me
  • Complete and forward renewal applications with just a few clicks

It’s a sleek, secure, and incredibly helpful tool. If you’re not using it yet, I highly encourage you to log in and see how it can simplify your policy management.

2. Bi-Weekly Risk Management Emails

Every two weeks, we send out valuable emails to all of our clients. These include:

  • Risk management tips
  • Updates on emerging trends in legal malpractice
  • Articles on what to watch out for in cybersecurity and professional liability

Our goal is to keep you ahead of the curve so you can protect your practice with confidence.

3. Educational Videos

In addition to email updates, we also create and share short videos every couple of weeks. These videos cover topics like:

  • Legal malpractice insurance insights
  • Cyber insurance essentials
  • Tips for completing your insurance applications correctly
  • Industry news you need to know

We keep things practical and relevant — no golf stories, I promise! Just actionable content to help you stay informed.

4. Free Webinars and Live Events

We regularly host free webinars featuring expert speakers in legal malpractice and cyber liability. These webinars often come with CE credits, so not only are they educational, but they can also help you fulfill ongoing education requirements at no cost. Be on the lookout for announcements via email — they fill up quickly!

5. A Wealth of Resources on Our Website

Our website is a hub of valuable information. It’s home to every single video we’ve created — over 150 and counting! You can browse, watch, and learn at your convenience. We also have articles, risk management resources, and tools designed to help you navigate complex insurance topics with ease.

When you become an insured client with Integrity First Corporation, you gain access to so much more than just insurance coverage. We’re here to support you, educate you, and make managing your professional risks as simple as possible.

If you’re not already taking advantage of these resources, I encourage you to start today! Log in to your portal, check out our latest video, or register for an upcoming webinar.

Why Lawyers Need to Plan for Retirement Tail Coverage

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Today I want to share something important: tail coverage. No, not the wagging kind—but retirement tail coverage for lawyers.

Retirement is supposed to be a time to relax and enjoy the rewards of your hard work. But for lawyers, retirement can come with lingering risks. Even after stepping away from the profession, retired attorneys can still be sued for legal malpractice—sometimes even 2, 3, or 5 years after retirement.

What Is Retirement Tail Coverage?

Retirement tail coverage, also known as an extended reporting period endorsement, is a provision in your professional liability insurance that protects you from malpractice claims made after you retire. The good news? If you have an active policy, most insurance providers will offer a free retirement tail—provided you meet their qualifications.

Do You Qualify for Free Retirement Tail Coverage?

Here’s where planning ahead becomes crucial. Most insurance policies require that you:

  • Have continuous coverage with the same provider for at least three consecutive years before retirement.
  • Officially retire from practicing law.

If you meet these requirements, your insurer may grant you a free retirement tail. But if you don’t qualify, purchasing tail coverage can be expensive—typically 250% to 300% of your last premium. For example, if your final premium was $2,000, you could pay $6,000 or more for retirement tail coverage.

What Should You Do Next?

If retirement is on your horizon—whether in the next few years or further down the road—make sure you check your policy at least three years in advance. Talk to your broker, review your coverage, and ensure you qualify for free tail coverage.

Need help navigating your options? Call me at 412-563-2106! I’d be happy to review your policy and make sure you’re set for a stress-free retirement.

Remember, planning ahead means you can truly enjoy your retirement—without constantly chasing your tail. 😉🐶

Navigating Hazards: What Golf and Legal Malpractice Insurance Have in Common

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If you’ve ever played a round of golf, you know the course is full of hazards. Whether it’s sand traps, thick rough, trees, or even dreaded water hazards, every hole presents its own unique challenges. And if you play golf like me, you tend to find all of them! But as I was out on the course recently, I realized that golf isn’t too different from running a law practice.

Whether you work in a large firm or operate as a solo practitioner, your daily practice is full of hazards. Blown statutes of limitations, hidden conflicts of interest, or even taking on the wrong client—each of these can lead to serious consequences. But unlike in golf, where you have to navigate hazards on your own, in the legal world, you have a safety net: legal malpractice insurance.

The Advantage of Legal Malpractice Insurance

One of the key benefits of most legal malpractice policies is access to risk management resources, often in the form of a hotline. This invaluable tool allows you to consult with experienced professionals who can help you navigate complex situations. Whether you need guidance on a tricky legal issue, are unsure how to proceed with a particular case, or simply want to double-check your risk exposure, making a quick call to the hotline can help mitigate potential problems before they escalate into claims.

Imagine if golf worked the same way. What if you could call up a pro like Scottie Scheffler and ask for advice when you’re in a tough spot—trapped in a bunker with a pebble behind your ball and a tricky shot ahead? Unfortunately, that’s not an option in golf. But in law, you do have that lifeline, and it’s wise to take advantage of it.

Use the Tools at Your Disposal

Legal malpractice insurance isn’t just there to protect you after a claim arises—it’s a proactive tool to help you manage risks before they turn into major problems. So, the next time you find yourself facing a professional hazard, remember to use the resources available to you. Pick up the phone, call the hotline, and get the advice you need.

In golf, you have to play the ball where it lies. But in law, you don’t have to face hazards alone.

And remember—I’m Don, your insurance guy, not your golf guy!

Have any questions about the risk management hotline? Call INF at 412.563.2106