As the year winds down, it\u2019s easy to get caught up in the Christmas decorations, the festive atmosphere, and the excitement of the season. Before you know it, New Year\u2019s Eve is right around the corner\u2014and with it comes the familiar list of New Year\u2019s resolutions.<\/p>\n\n\n\n
You know the ones:<\/p>\n\n\n\n
All of those are great goals, and I truly hope you stick to them. But this year, I want to suggest one resolution that isn\u2019t flashy, isn\u2019t fun, and definitely won\u2019t make your highlight reel\u2014but it could<\/em> save your career.<\/p>\n\n\n\n Make 2026 the year you review your insurance coverage.<\/strong><\/p>\n\n\n\n Yes, it\u2019s boring. But it\u2019s also one of the most important things you can do.<\/p>\n\n\n\n Far too many professionals\u2014especially attorneys\u2014set up their insurance policies and then forget about them. Years go by, the practice changes, the risk profile evolves, and the coverage quietly stays the same.<\/p>\n\n\n\n That\u2019s how people end up discovering gaps in coverage at the worst possible time: when a claim occurs.<\/strong><\/p>\n\n\n\n Insurance is something you want to understand before<\/em> you need it\u2014not after.<\/p>\n\n\n\n When you sit down to review your coverage in early 2026, look at all<\/strong> of your policies. That said, I do want to strongly emphasize one in particular:<\/p>\n\n\n\n Your lawyer\u2019s professional liability policy.<\/strong><\/p>\n\n\n\n Here are a few critical questions to ask yourself as you review it:<\/p>\n\n\n\n Is 2026 the year you\u2019re planning to retire?<\/p>\n\n\n\n If so, you need to understand how your policy handles retirement and tail coverage:<\/p>\n\n\n\n Assuming you\u2019re covered without confirming these details can be a costly mistake.<\/p>\n\n\n\n If retirement isn\u2019t on the horizon, maybe growth is.<\/p>\n\n\n\n Ask yourself:<\/p>\n\n\n\n If so, your current limits may no longer be sufficient. You may need to:<\/p>\n\n\n\n Growth is exciting\u2014but it also brings additional exposure that your insurance should reflect.<\/p>\n\n\n\n Reviewing your insurance doesn\u2019t take long, but it can prevent serious problems down the road. It\u2019s one of those tasks that\u2019s easy to postpone\u2014until suddenly, it\u2019s too late.<\/p>\n\n\n\n So enjoy the holidays. Then, sometime in that first week of January, do yourself a favor: take an hour and review your policies.<\/strong><\/p>\n\n\n\n It\u2019s not the most exciting resolution\u2014but it just might be the smartest one you make for 2026.<\/p>\n\n\n\n Happy Holidays and Happy New Year.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" As the year winds down, it\u2019s easy to get caught up in the Christmas decorations, the festive atmosphere, and the excitement of the season. Before you know it, New Year\u2019s Eve is right around the corner\u2014and with it comes the … Continue reading
Yes, it sounds dull.
And yes, it might even feel a little ridiculous to say, \u201cMy New Year\u2019s resolution is to review my insurance.\u201d<\/p>\n\n\n\nWhy Reviewing Your Insurance Matters<\/strong><\/h3>\n\n\n\n
Don\u2019t Just Review One Policy\u2014Review Them All<\/strong><\/h3>\n\n\n\n
Are You Retiring Soon?<\/strong><\/h3>\n\n\n\n
\n
<\/li>\n\n\n\n
<\/li>\n\n\n\n
<\/li>\n\n\n\n
<\/li>\n<\/ul>\n\n\n\nIs Your Practice Expanding?<\/strong><\/h3>\n\n\n\n
\n
<\/li>\n\n\n\n
<\/li>\n\n\n\n
<\/li>\n<\/ul>\n\n\n\n\n
<\/li>\n\n\n\n
<\/li>\n\n\n\n
<\/li>\n<\/ul>\n\n\n\nA Small Time Investment With Big Payoff<\/strong><\/h3>\n\n\n\n
Have a safe and happy New Year\u2019s Eve. 🎉<\/p>\n\n\n\n