{"id":228,"date":"2021-02-15T20:34:54","date_gmt":"2021-02-15T20:34:54","guid":{"rendered":"https:\/\/rm73v2idht.onrocket.site\/?p=228"},"modified":"2022-11-22T18:49:16","modified_gmt":"2022-11-22T18:49:16","slug":"how-does-a-hammer-clause-work","status":"publish","type":"post","link":"https:\/\/blog.integrityfirstins.biz\/?p=228","title":{"rendered":"How Does A Hammer Clause Work?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/blog.integrityfirstins.biz\/wp-content\/uploads\/2021\/02\/how-does-a-hammer-clause-work-blog-image-1024x1024.png\" alt=\"\" class=\"wp-image-229\" srcset=\"https:\/\/blog.integrityfirstins.biz\/wp-content\/uploads\/2021\/02\/how-does-a-hammer-clause-work-blog-image-1024x1024.png 1024w, https:\/\/blog.integrityfirstins.biz\/wp-content\/uploads\/2021\/02\/how-does-a-hammer-clause-work-blog-image-300x300.png 300w, https:\/\/blog.integrityfirstins.biz\/wp-content\/uploads\/2021\/02\/how-does-a-hammer-clause-work-blog-image-150x150.png 150w, https:\/\/blog.integrityfirstins.biz\/wp-content\/uploads\/2021\/02\/how-does-a-hammer-clause-work-blog-image-768x768.png 768w, https:\/\/blog.integrityfirstins.biz\/wp-content\/uploads\/2021\/02\/how-does-a-hammer-clause-work-blog-image.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>What is a hammer clause in a legal malpractice insurance policy? <\/p>\n\n\n\n<p>It&#8217;s a great question that I get asked a lot. Simply put, a hammer clause in a legal malpractice policy is the carrier&#8217;s ability to force you to settle a claim that you really don&#8217;t want to settle. <\/p>\n\n\n\n<p>How does the carrier do this? <\/p>\n\n\n\n<p>The carrier basically just says, look, we can settle this claim for X number of dollars. You say, well, no, I don&#8217;t want to settle it for X number of dollars. And the carrier says, okay, we won&#8217;t settle it, we&#8217;ll keep fighting it, but if the end result is a settlement larger than what we could have settled it for back here, you&#8217;re responsible for the difference. You&#8217;re on the hook.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is a hammer clause in a legal malpractice insurance policy? It&#8217;s a great question that I get asked a lot. Simply put, a hammer clause in a legal malpractice policy is the carrier&#8217;s ability to force you to settle &hellip; <a href=\"https:\/\/blog.integrityfirstins.biz\/?p=228\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-228","post","type-post","status-publish","format-standard","hentry","category-legal-malpractice-insurance"],"_links":{"self":[{"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=\/wp\/v2\/posts\/228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=228"}],"version-history":[{"count":1,"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=\/wp\/v2\/posts\/228\/revisions"}],"predecessor-version":[{"id":230,"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=\/wp\/v2\/posts\/228\/revisions\/230"}],"wp:attachment":[{"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.integrityfirstins.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}