Hey, come on down here and get your life insurance. And if you’re a 65 year old male and on medication, you can get it for 100 bucks per month…

You’ve heard these ads on TV and radio, right?

They are really funny. And I guess they’re pretty effective. But don’t be lulled or should I say laughed into believing that everyone is going to qualify for these amazing rates.

Sure, some people are going to qualify for these kinds of rates. But in my experience, a lot of us won’t.

I know I certainly don’t. Then again, maybe I’m hanging out with the wrong type of people.

Anyway, if you’re in the market for life insurance, go into it with a realistic expectation of what it’s actually going to cost. Not everyone is that “A triple plus” prospect.

If you need help looking for life insurance, call my agency at 412-563-2106. We’ll be happy to walk you through the process.